Talk to a knowledgeable bankruptcy attorney for FREE. Attorney Gregory Wald has 24 years of experience in bankruptcy. This is ALL HE DOES. He teaches other lawyers how to practice bankruptcy effectively. He will give you a FREE telephone consultation and up to 1/2 hour FREE office consultation. He will help you understand your options so that you can make an informed decision as to whether bankruptcy is right for you.

Here are 5 indications that you may need to file bankruptcy:

1. If your unsecured debts are close to twice your annual income.

2. If you are having trouble making the minimum monthly payments on your debts.

3. If you are behind on mortgage or car payments or back taxes.

4. If your debts are continually growing larger.

5. If you have looked into other alternatives and have not been able to figure out a way to get out of debt.